LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,759
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,245
−HK$1,509/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,842
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,132
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,557
−HK$1,445/mo
Today · 4.125%
HK$56,002
baseline
▲ 0.50% · 4.625%
HK$58,954
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,004/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,811/mo
Today · 4.125%
HK$60,905
baseline
▲ 0.50% · 4.625%
HK$64,611
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,810/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,758
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,468
−HK$1,735/mo
Today · 4.125%
HK$67,203
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,406/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,863
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,943
−HK$2,113/mo
Today · 4.125%
HK$71,056
baseline
▲ 0.50% · 4.625%
HK$75,379
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,112/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,384
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,379
−HK$2,024/mo
Today · 4.125%
HK$78,403
baseline
▲ 0.50% · 4.625%
HK$82,536
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,806/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,966
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,641
−HK$2,716/mo
Today · 4.125%
HK$91,357
baseline
▲ 0.50% · 4.625%
HK$96,916
+HK$5,559/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,714/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,637
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,202
−HK$2,602/mo
Today · 4.125%
HK$100,804
baseline
▲ 0.50% · 4.625%
HK$106,117
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,608/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,465 · Scale 2, in force from 26 Feb 2026)