LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,760
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,246
−HK$1,509/mo
Today · 4.125%
HK$50,755
baseline
▲ 0.50% · 4.625%
HK$53,843
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,510/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,132
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,557
−HK$1,446/mo
Today · 4.125%
HK$56,003
baseline
▲ 0.50% · 4.625%
HK$58,955
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,006/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,312
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,095
−HK$1,811/mo
Today · 4.125%
HK$60,906
baseline
▲ 0.50% · 4.625%
HK$64,612
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,812/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,759
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,469
−HK$1,735/mo
Today · 4.125%
HK$67,204
baseline
▲ 0.50% · 4.625%
HK$70,746
+HK$3,542/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,408/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,864
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,944
−HK$2,113/mo
Today · 4.125%
HK$71,057
baseline
▲ 0.50% · 4.625%
HK$75,381
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,114/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,385
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,380
−HK$2,024/mo
Today · 4.125%
HK$78,404
baseline
▲ 0.50% · 4.625%
HK$82,537
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,808/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,968
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,642
−HK$2,717/mo
Today · 4.125%
HK$91,359
baseline
▲ 0.50% · 4.625%
HK$96,918
+HK$5,559/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,718/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,638
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,203
−HK$2,603/mo
Today · 4.125%
HK$100,806
baseline
▲ 0.50% · 4.625%
HK$106,119
+HK$5,313/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,612/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,500 · Scale 2, in force from 26 Feb 2026)