LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,761
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,247
−HK$1,509/mo
Today · 4.125%
HK$50,756
baseline
▲ 0.50% · 4.625%
HK$53,844
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,512/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,134
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$54,559
−HK$1,445/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$58,956
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,313
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,096
−HK$1,811/mo
Today · 4.125%
HK$60,907
baseline
▲ 0.50% · 4.625%
HK$64,613
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,814/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,760
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,470
−HK$1,735/mo
Today · 4.125%
HK$67,205
baseline
▲ 0.50% · 4.625%
HK$70,748
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,410/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,865
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,945
−HK$2,114/mo
Today · 4.125%
HK$71,059
baseline
▲ 0.50% · 4.625%
HK$75,382
+HK$4,323/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,118/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,387
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,382
−HK$2,024/mo
Today · 4.125%
HK$78,406
baseline
▲ 0.50% · 4.625%
HK$82,539
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,812/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,970
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,644
−HK$2,717/mo
Today · 4.125%
HK$91,361
baseline
▲ 0.50% · 4.625%
HK$96,920
+HK$5,559/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,722/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,641
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,206
−HK$2,602/mo
Today · 4.125%
HK$100,808
baseline
▲ 0.50% · 4.625%
HK$106,122
+HK$5,314/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,616/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,548 · Scale 2, in force from 26 Feb 2026)