LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,762
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,248
−HK$1,509/mo
Today · 4.125%
HK$50,757
baseline
▲ 0.50% · 4.625%
HK$53,846
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,514/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,135
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,446/mo
Today · 4.125%
HK$56,006
baseline
▲ 0.50% · 4.625%
HK$58,958
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,012/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,315
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,098
−HK$1,811/mo
Today · 4.125%
HK$60,909
baseline
▲ 0.50% · 4.625%
HK$64,615
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,818/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,762
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,472
−HK$1,735/mo
Today · 4.125%
HK$67,207
baseline
▲ 0.50% · 4.625%
HK$70,750
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,414/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,867
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,947
−HK$2,113/mo
Today · 4.125%
HK$71,060
baseline
▲ 0.50% · 4.625%
HK$75,384
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,120/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,389
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,384
−HK$2,024/mo
Today · 4.125%
HK$78,408
baseline
▲ 0.50% · 4.625%
HK$82,541
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,816/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,972
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,646
−HK$2,717/mo
Today · 4.125%
HK$91,363
baseline
▲ 0.50% · 4.625%
HK$96,923
+HK$5,560/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,726/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,643
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,208
−HK$2,602/mo
Today · 4.125%
HK$100,810
baseline
▲ 0.50% · 4.625%
HK$106,124
+HK$5,314/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,620/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,602 · Scale 2, in force from 26 Feb 2026)