LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,763
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,249
−HK$1,509/mo
Today · 4.125%
HK$50,758
baseline
▲ 0.50% · 4.625%
HK$53,847
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,516/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,561
−HK$1,446/mo
Today · 4.125%
HK$56,007
baseline
▲ 0.50% · 4.625%
HK$58,959
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,014/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,316
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,099
−HK$1,811/mo
Today · 4.125%
HK$60,910
baseline
▲ 0.50% · 4.625%
HK$64,616
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,820/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,763
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,473
−HK$1,735/mo
Today · 4.125%
HK$67,208
baseline
▲ 0.50% · 4.625%
HK$70,751
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,416/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,868
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,948
−HK$2,114/mo
Today · 4.125%
HK$71,062
baseline
▲ 0.50% · 4.625%
HK$75,386
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,124/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,390
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,386
−HK$2,024/mo
Today · 4.125%
HK$78,410
baseline
▲ 0.50% · 4.625%
HK$82,543
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,820/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,974
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,648
−HK$2,717/mo
Today · 4.125%
HK$91,365
baseline
▲ 0.50% · 4.625%
HK$96,924
+HK$5,559/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,730/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,645
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,210
−HK$2,602/mo
Today · 4.125%
HK$100,812
baseline
▲ 0.50% · 4.625%
HK$106,126
+HK$5,314/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,624/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,640 · Scale 2, in force from 26 Feb 2026)