LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,765
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,251
−HK$1,510/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$3,088/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,138
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,445/mo
Today · 4.125%
HK$56,009
baseline
▲ 0.50% · 4.625%
HK$58,962
+HK$2,953/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,018/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,318
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,101
−HK$1,812/mo
Today · 4.125%
HK$60,913
baseline
▲ 0.50% · 4.625%
HK$64,619
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,826/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,766
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,476
−HK$1,735/mo
Today · 4.125%
HK$67,211
baseline
▲ 0.50% · 4.625%
HK$70,754
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,422/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,871
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,952
−HK$2,113/mo
Today · 4.125%
HK$71,065
baseline
▲ 0.50% · 4.625%
HK$75,389
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,130/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,394
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,389
−HK$2,024/mo
Today · 4.125%
HK$78,413
baseline
▲ 0.50% · 4.625%
HK$82,546
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,826/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,978
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,652
−HK$2,717/mo
Today · 4.125%
HK$91,369
baseline
▲ 0.50% · 4.625%
HK$96,929
+HK$5,560/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,738/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,649
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,214
−HK$2,603/mo
Today · 4.125%
HK$100,817
baseline
▲ 0.50% · 4.625%
HK$106,131
+HK$5,314/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,634/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,736 · Scale 2, in force from 26 Feb 2026)