LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,766
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,252
−HK$1,509/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,850
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,139
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,446/mo
Today · 4.125%
HK$56,010
baseline
▲ 0.50% · 4.625%
HK$58,962
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,020/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,319
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,102
−HK$1,812/mo
Today · 4.125%
HK$60,914
baseline
▲ 0.50% · 4.625%
HK$64,620
+HK$3,706/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,828/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,767
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,477
−HK$1,735/mo
Today · 4.125%
HK$67,212
baseline
▲ 0.50% · 4.625%
HK$70,755
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,424/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,872
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,952
−HK$2,114/mo
Today · 4.125%
HK$71,066
baseline
▲ 0.50% · 4.625%
HK$75,390
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,132/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,395
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,390
−HK$2,024/mo
Today · 4.125%
HK$78,414
baseline
▲ 0.50% · 4.625%
HK$82,547
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,828/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,979
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,653
−HK$2,717/mo
Today · 4.125%
HK$91,370
baseline
▲ 0.50% · 4.625%
HK$96,930
+HK$5,560/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,740/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,651
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,216
−HK$2,602/mo
Today · 4.125%
HK$100,818
baseline
▲ 0.50% · 4.625%
HK$106,132
+HK$5,314/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,636/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,764 · Scale 2, in force from 26 Feb 2026)