LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,767
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,252
−HK$1,510/mo
Today · 4.125%
HK$50,762
baseline
▲ 0.50% · 4.625%
HK$53,851
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,524/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,140
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,565
−HK$1,446/mo
Today · 4.125%
HK$56,011
baseline
▲ 0.50% · 4.625%
HK$58,963
+HK$2,952/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,022/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,320
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,811/mo
Today · 4.125%
HK$60,914
baseline
▲ 0.50% · 4.625%
HK$64,621
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,828/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,768
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$1,735/mo
Today · 4.125%
HK$67,213
baseline
▲ 0.50% · 4.625%
HK$70,756
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,426/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,873
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,953
−HK$2,114/mo
Today · 4.125%
HK$71,067
baseline
▲ 0.50% · 4.625%
HK$75,391
+HK$4,324/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,134/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,396
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,391
−HK$2,024/mo
Today · 4.125%
HK$78,415
baseline
▲ 0.50% · 4.625%
HK$82,548
+HK$4,133/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,830/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,980
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$88,654
−HK$2,717/mo
Today · 4.125%
HK$91,371
baseline
▲ 0.50% · 4.625%
HK$96,931
+HK$5,560/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,742/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,652
−HK$5,167/mo
▼ 0.25% · 3.875%
HK$98,217
−HK$2,602/mo
Today · 4.125%
HK$100,819
baseline
▲ 0.50% · 4.625%
HK$106,134
+HK$5,315/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,638/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,788 · Scale 2, in force from 26 Feb 2026)