LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,770
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$49,256
−HK$1,509/mo
Today · 4.125%
HK$50,765
baseline
▲ 0.50% · 4.625%
HK$53,854
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,530/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,143
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,569
−HK$1,445/mo
Today · 4.125%
HK$56,014
baseline
▲ 0.50% · 4.625%
HK$58,967
+HK$2,953/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,028/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,324
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,107
−HK$1,811/mo
Today · 4.125%
HK$60,918
baseline
▲ 0.50% · 4.625%
HK$64,625
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,836/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,772
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,482
−HK$1,735/mo
Today · 4.125%
HK$67,217
baseline
▲ 0.50% · 4.625%
HK$70,760
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,434/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,878
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$68,958
−HK$2,113/mo
Today · 4.125%
HK$71,071
baseline
▲ 0.50% · 4.625%
HK$75,396
+HK$4,325/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,142/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,401
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$76,396
−HK$2,024/mo
Today · 4.125%
HK$78,420
baseline
▲ 0.50% · 4.625%
HK$82,554
+HK$4,134/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,840/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,985
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,660
−HK$2,717/mo
Today · 4.125%
HK$91,377
baseline
▲ 0.50% · 4.625%
HK$96,937
+HK$5,560/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,754/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,658
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,223
−HK$2,603/mo
Today · 4.125%
HK$100,826
baseline
▲ 0.50% · 4.625%
HK$106,141
+HK$5,315/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,652/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,925 · Scale 2, in force from 26 Feb 2026)