LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,770
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,256
−HK$1,510/mo
Today · 4.125%
HK$50,766
baseline
▲ 0.50% · 4.625%
HK$53,855
+HK$3,089/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$101,532/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,144
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,569
−HK$1,446/mo
Today · 4.125%
HK$56,015
baseline
▲ 0.50% · 4.625%
HK$58,968
+HK$2,953/mo
Deposit HK$10.47M · loan HK$10.47M · min. income ≈ HK$112,030/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,324
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,107
−HK$1,812/mo
Today · 4.125%
HK$60,919
baseline
▲ 0.50% · 4.625%
HK$64,626
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,838/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,773
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,483
−HK$1,735/mo
Today · 4.125%
HK$67,218
baseline
▲ 0.50% · 4.625%
HK$70,761
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,436/mo (50% DSR)
Upfront cash ≈ HK$9.22M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,878
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,959
−HK$2,113/mo
Today · 4.125%
HK$71,072
baseline
▲ 0.50% · 4.625%
HK$75,397
+HK$4,325/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$142,144/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,401
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,397
−HK$2,024/mo
Today · 4.125%
HK$78,421
baseline
▲ 0.50% · 4.625%
HK$82,555
+HK$4,134/mo
Deposit HK$6.28M · loan HK$14.66M · min. income ≈ HK$156,842/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,986
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,661
−HK$2,717/mo
Today · 4.125%
HK$91,378
baseline
▲ 0.50% · 4.625%
HK$96,939
+HK$5,561/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$182,756/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,659
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,224
−HK$2,603/mo
Today · 4.125%
HK$100,827
baseline
▲ 0.50% · 4.625%
HK$106,142
+HK$5,315/mo
Deposit HK$2.09M · loan HK$18.85M · min. income ≈ HK$201,654/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$844,948 · Scale 2, in force from 26 Feb 2026)