LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,772
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,258
−HK$1,510/mo
Today · 4.125%
HK$50,768
baseline
▲ 0.50% · 4.625%
HK$53,857
+HK$3,089/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,536/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,146
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,571
−HK$1,446/mo
Today · 4.125%
HK$56,017
baseline
▲ 0.50% · 4.625%
HK$58,970
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,034/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,326
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,109
−HK$1,812/mo
Today · 4.125%
HK$60,921
baseline
▲ 0.50% · 4.625%
HK$64,628
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,842/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,775
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,485
−HK$1,735/mo
Today · 4.125%
HK$67,220
baseline
▲ 0.50% · 4.625%
HK$70,764
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,440/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,881
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,961
−HK$2,114/mo
Today · 4.125%
HK$71,075
baseline
▲ 0.50% · 4.625%
HK$75,399
+HK$4,324/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,150/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,404
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,400
−HK$2,024/mo
Today · 4.125%
HK$78,424
baseline
▲ 0.50% · 4.625%
HK$82,558
+HK$4,134/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,848/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,989
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,664
−HK$2,718/mo
Today · 4.125%
HK$91,382
baseline
▲ 0.50% · 4.625%
HK$96,942
+HK$5,560/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,764/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,662
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,228
−HK$2,603/mo
Today · 4.125%
HK$100,831
baseline
▲ 0.50% · 4.625%
HK$106,146
+HK$5,315/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,662/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,024 · Scale 2, in force from 26 Feb 2026)