LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,773
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,259
−HK$1,510/mo
Today · 4.125%
HK$50,769
baseline
▲ 0.50% · 4.625%
HK$53,858
+HK$3,089/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,538/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,147
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,573
−HK$1,446/mo
Today · 4.125%
HK$56,019
baseline
▲ 0.50% · 4.625%
HK$58,972
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,038/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,328
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,111
−HK$1,812/mo
Today · 4.125%
HK$60,923
baseline
▲ 0.50% · 4.625%
HK$64,630
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,846/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,777
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,487
−HK$1,735/mo
Today · 4.125%
HK$67,222
baseline
▲ 0.50% · 4.625%
HK$70,766
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,444/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,883
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,963
−HK$2,114/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$75,402
+HK$4,325/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,406
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,402
−HK$2,024/mo
Today · 4.125%
HK$78,426
baseline
▲ 0.50% · 4.625%
HK$82,560
+HK$4,134/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,852/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,992
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,667
−HK$2,717/mo
Today · 4.125%
HK$91,384
baseline
▲ 0.50% · 4.625%
HK$96,945
+HK$5,561/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,768/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,665
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,231
−HK$2,603/mo
Today · 4.125%
HK$100,834
baseline
▲ 0.50% · 4.625%
HK$106,149
+HK$5,315/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,668/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,085 · Scale 2, in force from 26 Feb 2026)