LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,774
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,260
−HK$1,510/mo
Today · 4.125%
HK$50,770
baseline
▲ 0.50% · 4.625%
HK$53,859
+HK$3,089/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,540/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,148
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,574
−HK$1,446/mo
Today · 4.125%
HK$56,020
baseline
▲ 0.50% · 4.625%
HK$58,973
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,040/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,329
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,112
−HK$1,812/mo
Today · 4.125%
HK$60,924
baseline
▲ 0.50% · 4.625%
HK$64,631
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,848/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,778
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,488
−HK$1,736/mo
Today · 4.125%
HK$67,224
baseline
▲ 0.50% · 4.625%
HK$70,767
+HK$3,543/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,448/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,884
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,964
−HK$2,114/mo
Today · 4.125%
HK$71,078
baseline
▲ 0.50% · 4.625%
HK$75,403
+HK$4,325/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,156/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,408
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,403
−HK$2,025/mo
Today · 4.125%
HK$78,428
baseline
▲ 0.50% · 4.625%
HK$82,562
+HK$4,134/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,856/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,993
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,668
−HK$2,718/mo
Today · 4.125%
HK$91,386
baseline
▲ 0.50% · 4.625%
HK$96,947
+HK$5,561/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,772/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,667
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$98,233
−HK$2,602/mo
Today · 4.125%
HK$100,835
baseline
▲ 0.50% · 4.625%
HK$106,151
+HK$5,316/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,670/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,121 · Scale 2, in force from 26 Feb 2026)