LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,775
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,510/mo
Today · 4.125%
HK$50,771
baseline
▲ 0.50% · 4.625%
HK$53,860
+HK$3,089/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,542/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,149
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,574
−HK$1,446/mo
Today · 4.125%
HK$56,020
baseline
▲ 0.50% · 4.625%
HK$58,973
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,040/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,330
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,113
−HK$1,812/mo
Today · 4.125%
HK$60,925
baseline
▲ 0.50% · 4.625%
HK$64,632
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,850/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,779
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,489
−HK$1,735/mo
Today · 4.125%
HK$67,224
baseline
▲ 0.50% · 4.625%
HK$70,768
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,448/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,885
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,965
−HK$2,114/mo
Today · 4.125%
HK$71,079
baseline
▲ 0.50% · 4.625%
HK$75,404
+HK$4,325/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,158/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,408
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,404
−HK$2,024/mo
Today · 4.125%
HK$78,428
baseline
▲ 0.50% · 4.625%
HK$82,563
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,856/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,994
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,669
−HK$2,718/mo
Today · 4.125%
HK$91,387
baseline
▲ 0.50% · 4.625%
HK$96,948
+HK$5,561/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,774/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,668
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,234
−HK$2,603/mo
Today · 4.125%
HK$100,837
baseline
▲ 0.50% · 4.625%
HK$106,152
+HK$5,315/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,674/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,145 · Scale 2, in force from 26 Feb 2026)