LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,775
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,262
−HK$1,509/mo
Today · 4.125%
HK$50,771
baseline
▲ 0.50% · 4.625%
HK$53,861
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,542/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,150
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,575
−HK$1,446/mo
Today · 4.125%
HK$56,021
baseline
▲ 0.50% · 4.625%
HK$58,974
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,042/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,331
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,812/mo
Today · 4.125%
HK$60,926
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,852/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,780
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,490
−HK$1,735/mo
Today · 4.125%
HK$67,225
baseline
▲ 0.50% · 4.625%
HK$70,769
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,450/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,886
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$68,966
−HK$2,114/mo
Today · 4.125%
HK$71,080
baseline
▲ 0.50% · 4.625%
HK$75,405
+HK$4,325/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,160/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,410
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$76,405
−HK$2,025/mo
Today · 4.125%
HK$78,430
baseline
▲ 0.50% · 4.625%
HK$82,564
+HK$4,134/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,860/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,996
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$88,671
−HK$2,717/mo
Today · 4.125%
HK$91,388
baseline
▲ 0.50% · 4.625%
HK$96,949
+HK$5,561/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,776/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,669
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,235
−HK$2,603/mo
Today · 4.125%
HK$100,838
baseline
▲ 0.50% · 4.625%
HK$106,153
+HK$5,315/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,676/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,178 · Scale 2, in force from 26 Feb 2026)