LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,777
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,263
−HK$1,510/mo
Today · 4.125%
HK$50,773
baseline
▲ 0.50% · 4.625%
HK$53,863
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,546/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,152
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$54,577
−HK$1,446/mo
Today · 4.125%
HK$56,023
baseline
▲ 0.50% · 4.625%
HK$58,976
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,046/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,333
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,116
−HK$1,812/mo
Today · 4.125%
HK$60,928
baseline
▲ 0.50% · 4.625%
HK$64,635
+HK$3,707/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,856/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,782
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,493
−HK$1,735/mo
Today · 4.125%
HK$67,228
baseline
▲ 0.50% · 4.625%
HK$70,772
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,456/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,888
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,969
−HK$2,114/mo
Today · 4.125%
HK$71,083
baseline
▲ 0.50% · 4.625%
HK$75,408
+HK$4,325/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,166/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,412
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,408
−HK$2,025/mo
Today · 4.125%
HK$78,433
baseline
▲ 0.50% · 4.625%
HK$82,567
+HK$4,134/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,866/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,999
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,674
−HK$2,718/mo
Today · 4.125%
HK$91,392
baseline
▲ 0.50% · 4.625%
HK$96,953
+HK$5,561/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,784/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,673
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$98,239
−HK$2,603/mo
Today · 4.125%
HK$100,842
baseline
▲ 0.50% · 4.625%
HK$106,157
+HK$5,315/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,684/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,255 · Scale 2, in force from 26 Feb 2026)