LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,784
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,271
−HK$1,510/mo
Today · 4.125%
HK$50,781
baseline
▲ 0.50% · 4.625%
HK$53,871
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,562/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,159
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,585
−HK$1,446/mo
Today · 4.125%
HK$56,031
baseline
▲ 0.50% · 4.625%
HK$58,985
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,062/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,341
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,125
−HK$1,812/mo
Today · 4.125%
HK$60,937
baseline
▲ 0.50% · 4.625%
HK$64,645
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,874/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,791
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,502
−HK$1,736/mo
Today · 4.125%
HK$67,238
baseline
▲ 0.50% · 4.625%
HK$70,782
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,476/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,898
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,979
−HK$2,114/mo
Today · 4.125%
HK$71,093
baseline
▲ 0.50% · 4.625%
HK$75,419
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,186/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,423
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,419
−HK$2,025/mo
Today · 4.125%
HK$78,444
baseline
▲ 0.50% · 4.625%
HK$82,579
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,888/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,012
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$88,687
−HK$2,718/mo
Today · 4.125%
HK$91,405
baseline
▲ 0.50% · 4.625%
HK$96,967
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,810/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,687
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,253
−HK$2,604/mo
Today · 4.125%
HK$100,857
baseline
▲ 0.50% · 4.625%
HK$106,173
+HK$5,316/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,714/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,562 · Scale 2, in force from 26 Feb 2026)