LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,785
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,272
−HK$1,510/mo
Today · 4.125%
HK$50,782
baseline
▲ 0.50% · 4.625%
HK$53,872
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,564/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,161
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,586
−HK$1,447/mo
Today · 4.125%
HK$56,033
baseline
▲ 0.50% · 4.625%
HK$58,986
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,066/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,342
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,126
−HK$1,812/mo
Today · 4.125%
HK$60,938
baseline
▲ 0.50% · 4.625%
HK$64,646
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,876/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,793
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,504
−HK$1,735/mo
Today · 4.125%
HK$67,239
baseline
▲ 0.50% · 4.625%
HK$70,783
+HK$3,544/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,478/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,899
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$68,980
−HK$2,114/mo
Today · 4.125%
HK$71,094
baseline
▲ 0.50% · 4.625%
HK$75,420
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,188/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,425
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,421
−HK$2,025/mo
Today · 4.125%
HK$78,446
baseline
▲ 0.50% · 4.625%
HK$82,581
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,892/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,013
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,689
−HK$2,718/mo
Today · 4.125%
HK$91,407
baseline
▲ 0.50% · 4.625%
HK$96,969
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,814/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,689
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,255
−HK$2,604/mo
Today · 4.125%
HK$100,859
baseline
▲ 0.50% · 4.625%
HK$106,175
+HK$5,316/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,718/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,607 · Scale 2, in force from 26 Feb 2026)