LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,787
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$49,273
−HK$1,510/mo
Today · 4.125%
HK$50,783
baseline
▲ 0.50% · 4.625%
HK$53,873
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,566/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,162
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,588
−HK$1,446/mo
Today · 4.125%
HK$56,034
baseline
▲ 0.50% · 4.625%
HK$58,988
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,068/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,344
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,128
−HK$1,812/mo
Today · 4.125%
HK$60,940
baseline
▲ 0.50% · 4.625%
HK$64,648
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,880/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,795
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,506
−HK$1,735/mo
Today · 4.125%
HK$67,241
baseline
▲ 0.50% · 4.625%
HK$70,786
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,482/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,901
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,982
−HK$2,115/mo
Today · 4.125%
HK$71,097
baseline
▲ 0.50% · 4.625%
HK$75,423
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,194/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,427
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,423
−HK$2,025/mo
Today · 4.125%
HK$78,448
baseline
▲ 0.50% · 4.625%
HK$82,583
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,896/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,016
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,692
−HK$2,718/mo
Today · 4.125%
HK$91,410
baseline
▲ 0.50% · 4.625%
HK$96,972
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,820/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,692
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,258
−HK$2,604/mo
Today · 4.125%
HK$100,862
baseline
▲ 0.50% · 4.625%
HK$106,179
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,724/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,674 · Scale 2, in force from 26 Feb 2026)