LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,788
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,275
−HK$1,510/mo
Today · 4.125%
HK$50,785
baseline
▲ 0.50% · 4.625%
HK$53,875
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,570/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,164
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,590
−HK$1,446/mo
Today · 4.125%
HK$56,036
baseline
▲ 0.50% · 4.625%
HK$58,990
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,072/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,346
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,130
−HK$1,812/mo
Today · 4.125%
HK$60,942
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,884/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,797
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,508
−HK$1,735/mo
Today · 4.125%
HK$67,243
baseline
▲ 0.50% · 4.625%
HK$70,788
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,486/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,903
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,985
−HK$2,114/mo
Today · 4.125%
HK$71,099
baseline
▲ 0.50% · 4.625%
HK$75,425
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,198/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,429
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,426
−HK$2,025/mo
Today · 4.125%
HK$78,451
baseline
▲ 0.50% · 4.625%
HK$82,586
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,902/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,019
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,694
−HK$2,719/mo
Today · 4.125%
HK$91,413
baseline
▲ 0.50% · 4.625%
HK$96,975
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,826/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,695
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,261
−HK$2,604/mo
Today · 4.125%
HK$100,865
baseline
▲ 0.50% · 4.625%
HK$106,182
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,730/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,738 · Scale 2, in force from 26 Feb 2026)