LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,790
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,277
−HK$1,510/mo
Today · 4.125%
HK$50,787
baseline
▲ 0.50% · 4.625%
HK$53,877
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,574/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,166
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,592
−HK$1,447/mo
Today · 4.125%
HK$56,039
baseline
▲ 0.50% · 4.625%
HK$58,992
+HK$2,953/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,078/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,348
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,132
−HK$1,813/mo
Today · 4.125%
HK$60,945
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$121,890/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,510
−HK$1,736/mo
Today · 4.125%
HK$67,246
baseline
▲ 0.50% · 4.625%
HK$70,791
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.57M · min. income ≈ HK$134,492/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,906
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,987
−HK$2,115/mo
Today · 4.125%
HK$71,102
baseline
▲ 0.50% · 4.625%
HK$75,428
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,204/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,433
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,429
−HK$2,025/mo
Today · 4.125%
HK$78,454
baseline
▲ 0.50% · 4.625%
HK$82,589
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,908/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,022
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,698
−HK$2,719/mo
Today · 4.125%
HK$91,417
baseline
▲ 0.50% · 4.625%
HK$96,979
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,834/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,699
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,266
−HK$2,603/mo
Today · 4.125%
HK$100,869
baseline
▲ 0.50% · 4.625%
HK$106,186
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,738/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,827 · Scale 2, in force from 26 Feb 2026)