LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,792
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,279
−HK$1,510/mo
Today · 4.125%
HK$50,789
baseline
▲ 0.50% · 4.625%
HK$53,880
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,578/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,168
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,594
−HK$1,447/mo
Today · 4.125%
HK$56,041
baseline
▲ 0.50% · 4.625%
HK$58,995
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,082/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,351
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,135
−HK$1,812/mo
Today · 4.125%
HK$60,947
baseline
▲ 0.50% · 4.625%
HK$64,656
+HK$3,709/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,894/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,802
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,513
−HK$1,736/mo
Today · 4.125%
HK$67,249
baseline
▲ 0.50% · 4.625%
HK$70,794
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,498/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,909
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,990
−HK$2,115/mo
Today · 4.125%
HK$71,105
baseline
▲ 0.50% · 4.625%
HK$75,431
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,210/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,436
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,432
−HK$2,025/mo
Today · 4.125%
HK$78,457
baseline
▲ 0.50% · 4.625%
HK$82,593
+HK$4,136/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,914/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,026
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,702
−HK$2,719/mo
Today · 4.125%
HK$91,421
baseline
▲ 0.50% · 4.625%
HK$96,983
+HK$5,562/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,842/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,703
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,270
−HK$2,604/mo
Today · 4.125%
HK$100,874
baseline
▲ 0.50% · 4.625%
HK$106,191
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,748/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,914 · Scale 2, in force from 26 Feb 2026)