LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,793
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,280
−HK$1,511/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,881
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,170
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,596
−HK$1,446/mo
Today · 4.125%
HK$56,042
baseline
▲ 0.50% · 4.625%
HK$58,996
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,084/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,352
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,136
−HK$1,813/mo
Today · 4.125%
HK$60,949
baseline
▲ 0.50% · 4.625%
HK$64,657
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,898/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,804
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,515
−HK$1,736/mo
Today · 4.125%
HK$67,251
baseline
▲ 0.50% · 4.625%
HK$70,796
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,502/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,911
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,992
−HK$2,115/mo
Today · 4.125%
HK$71,107
baseline
▲ 0.50% · 4.625%
HK$75,433
+HK$4,326/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,214/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,438
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$76,434
−HK$2,025/mo
Today · 4.125%
HK$78,459
baseline
▲ 0.50% · 4.625%
HK$82,595
+HK$4,136/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,918/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,028
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,704
−HK$2,719/mo
Today · 4.125%
HK$91,423
baseline
▲ 0.50% · 4.625%
HK$96,986
+HK$5,563/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,846/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,706
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$98,272
−HK$2,604/mo
Today · 4.125%
HK$100,876
baseline
▲ 0.50% · 4.625%
HK$106,194
+HK$5,318/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,752/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$845,970 · Scale 2, in force from 26 Feb 2026)