LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,794
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,281
−HK$1,510/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,882
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,171
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,597
−HK$1,446/mo
Today · 4.125%
HK$56,043
baseline
▲ 0.50% · 4.625%
HK$58,997
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,086/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,353
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,137
−HK$1,813/mo
Today · 4.125%
HK$60,950
baseline
▲ 0.50% · 4.625%
HK$64,658
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,900/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,805
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,516
−HK$1,736/mo
Today · 4.125%
HK$67,252
baseline
▲ 0.50% · 4.625%
HK$70,797
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,504/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,912
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,993
−HK$2,115/mo
Today · 4.125%
HK$71,108
baseline
▲ 0.50% · 4.625%
HK$75,435
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,216/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,439
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,435
−HK$2,026/mo
Today · 4.125%
HK$78,461
baseline
▲ 0.50% · 4.625%
HK$82,596
+HK$4,135/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,922/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,030
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$88,706
−HK$2,718/mo
Today · 4.125%
HK$91,424
baseline
▲ 0.50% · 4.625%
HK$96,987
+HK$5,563/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,848/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,707
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,274
−HK$2,604/mo
Today · 4.125%
HK$100,878
baseline
▲ 0.50% · 4.625%
HK$106,195
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,756/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,003 · Scale 2, in force from 26 Feb 2026)