LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,795
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,282
−HK$1,510/mo
Today · 4.125%
HK$50,792
baseline
▲ 0.50% · 4.625%
HK$53,883
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,584/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,172
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$54,598
−HK$1,446/mo
Today · 4.125%
HK$56,044
baseline
▲ 0.50% · 4.625%
HK$58,998
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,088/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,354
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,138
−HK$1,813/mo
Today · 4.125%
HK$60,951
baseline
▲ 0.50% · 4.625%
HK$64,659
+HK$3,708/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,902/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,806
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,517
−HK$1,736/mo
Today · 4.125%
HK$67,253
baseline
▲ 0.50% · 4.625%
HK$70,798
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,506/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,913
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,995
−HK$2,114/mo
Today · 4.125%
HK$71,109
baseline
▲ 0.50% · 4.625%
HK$75,436
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,218/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,440
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,437
−HK$2,025/mo
Today · 4.125%
HK$78,462
baseline
▲ 0.50% · 4.625%
HK$82,598
+HK$4,136/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,924/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,031
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,707
−HK$2,719/mo
Today · 4.125%
HK$91,426
baseline
▲ 0.50% · 4.625%
HK$96,989
+HK$5,563/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,852/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,709
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,276
−HK$2,604/mo
Today · 4.125%
HK$100,880
baseline
▲ 0.50% · 4.625%
HK$106,197
+HK$5,317/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,760/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,041 · Scale 2, in force from 26 Feb 2026)