LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,796
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,283
−HK$1,511/mo
Today · 4.125%
HK$50,794
baseline
▲ 0.50% · 4.625%
HK$53,884
+HK$3,090/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,588/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,599
−HK$1,447/mo
Today · 4.125%
HK$56,046
baseline
▲ 0.50% · 4.625%
HK$59,000
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,092/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,356
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,140
−HK$1,812/mo
Today · 4.125%
HK$60,952
baseline
▲ 0.50% · 4.625%
HK$64,661
+HK$3,709/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,904/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,807
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,519
−HK$1,736/mo
Today · 4.125%
HK$67,255
baseline
▲ 0.50% · 4.625%
HK$70,800
+HK$3,545/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,510/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,915
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$68,996
−HK$2,115/mo
Today · 4.125%
HK$71,111
baseline
▲ 0.50% · 4.625%
HK$75,438
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,222/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,442
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,439
−HK$2,025/mo
Today · 4.125%
HK$78,464
baseline
▲ 0.50% · 4.625%
HK$82,600
+HK$4,136/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,928/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,033
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,709
−HK$2,719/mo
Today · 4.125%
HK$91,428
baseline
▲ 0.50% · 4.625%
HK$96,992
+HK$5,564/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$182,856/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,711
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,278
−HK$2,604/mo
Today · 4.125%
HK$100,882
baseline
▲ 0.50% · 4.625%
HK$106,200
+HK$5,318/mo
Deposit HK$2.10M · loan HK$18.86M · min. income ≈ HK$201,764/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,092 · Scale 2, in force from 26 Feb 2026)