LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,798
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,285
−HK$1,510/mo
Today · 4.125%
HK$50,795
baseline
▲ 0.50% · 4.625%
HK$53,886
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,590/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,175
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,447/mo
Today · 4.125%
HK$56,048
baseline
▲ 0.50% · 4.625%
HK$59,002
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,096/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,358
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,142
−HK$1,813/mo
Today · 4.125%
HK$60,955
baseline
▲ 0.50% · 4.625%
HK$64,664
+HK$3,709/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$121,910/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,810
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,521
−HK$1,736/mo
Today · 4.125%
HK$67,257
baseline
▲ 0.50% · 4.625%
HK$70,803
+HK$3,546/mo
Deposit HK$8.38M · loan HK$12.58M · min. income ≈ HK$134,514/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,917
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$68,999
−HK$2,115/mo
Today · 4.125%
HK$71,114
baseline
▲ 0.50% · 4.625%
HK$75,441
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,228/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,445
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,441
−HK$2,026/mo
Today · 4.125%
HK$78,467
baseline
▲ 0.50% · 4.625%
HK$82,603
+HK$4,136/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,934/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,037
−HK$5,395/mo
▼ 0.25% · 3.875%
HK$88,713
−HK$2,719/mo
Today · 4.125%
HK$91,432
baseline
▲ 0.50% · 4.625%
HK$96,995
+HK$5,563/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,864/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,715
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$98,282
−HK$2,604/mo
Today · 4.125%
HK$100,886
baseline
▲ 0.50% · 4.625%
HK$106,204
+HK$5,318/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,772/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,173 · Scale 2, in force from 26 Feb 2026)