LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,801
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,288
−HK$1,510/mo
Today · 4.125%
HK$50,798
baseline
▲ 0.50% · 4.625%
HK$53,889
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,596/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,178
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,604
−HK$1,447/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,005
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,361
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,145
−HK$1,813/mo
Today · 4.125%
HK$60,958
baseline
▲ 0.50% · 4.625%
HK$64,667
+HK$3,709/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,916/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,813
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,525
−HK$1,736/mo
Today · 4.125%
HK$67,261
baseline
▲ 0.50% · 4.625%
HK$70,806
+HK$3,545/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,522/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,921
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,003
−HK$2,115/mo
Today · 4.125%
HK$71,118
baseline
▲ 0.50% · 4.625%
HK$75,445
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$142,236/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,449
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$76,446
−HK$2,025/mo
Today · 4.125%
HK$78,471
baseline
▲ 0.50% · 4.625%
HK$82,608
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.67M · min. income ≈ HK$156,942/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,041
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$88,718
−HK$2,719/mo
Today · 4.125%
HK$91,437
baseline
▲ 0.50% · 4.625%
HK$97,001
+HK$5,564/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,874/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,720
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$98,287
−HK$2,605/mo
Today · 4.125%
HK$100,892
baseline
▲ 0.50% · 4.625%
HK$106,210
+HK$5,318/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,784/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,287 · Scale 2, in force from 26 Feb 2026)