LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,806
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$49,293
−HK$1,510/mo
Today · 4.125%
HK$50,803
baseline
▲ 0.50% · 4.625%
HK$53,895
+HK$3,092/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,606/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,183
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,610
−HK$1,447/mo
Today · 4.125%
HK$56,057
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$2,954/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,114/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,367
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,813/mo
Today · 4.125%
HK$60,964
baseline
▲ 0.50% · 4.625%
HK$64,674
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,928/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,820
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$1,737/mo
Today · 4.125%
HK$67,268
baseline
▲ 0.50% · 4.625%
HK$70,814
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,536/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,928
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,010
−HK$2,115/mo
Today · 4.125%
HK$71,125
baseline
▲ 0.50% · 4.625%
HK$75,452
+HK$4,327/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,250/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,456
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,453
−HK$2,026/mo
Today · 4.125%
HK$78,479
baseline
▲ 0.50% · 4.625%
HK$82,616
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,958/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,050
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$88,727
−HK$2,719/mo
Today · 4.125%
HK$91,446
baseline
▲ 0.50% · 4.625%
HK$97,010
+HK$5,564/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,892/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,730
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$98,297
−HK$2,605/mo
Today · 4.125%
HK$100,902
baseline
▲ 0.50% · 4.625%
HK$106,220
+HK$5,318/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,804/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,499 · Scale 2, in force from 26 Feb 2026)