LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,808
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,295
−HK$1,511/mo
Today · 4.125%
HK$50,806
baseline
▲ 0.50% · 4.625%
HK$53,897
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,612/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,186
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,612
−HK$1,447/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,014
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,370
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,154
−HK$1,813/mo
Today · 4.125%
HK$60,967
baseline
▲ 0.50% · 4.625%
HK$64,677
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,934/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,823
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,535
−HK$1,736/mo
Today · 4.125%
HK$67,271
baseline
▲ 0.50% · 4.625%
HK$70,817
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,542/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,931
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,013
−HK$2,115/mo
Today · 4.125%
HK$71,128
baseline
▲ 0.50% · 4.625%
HK$75,456
+HK$4,328/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,256/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,460
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,457
−HK$2,026/mo
Today · 4.125%
HK$78,483
baseline
▲ 0.50% · 4.625%
HK$82,620
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,966/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,054
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,731
−HK$2,720/mo
Today · 4.125%
HK$91,451
baseline
▲ 0.50% · 4.625%
HK$97,015
+HK$5,564/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,902/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,735
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$98,302
−HK$2,605/mo
Today · 4.125%
HK$100,907
baseline
▲ 0.50% · 4.625%
HK$106,226
+HK$5,319/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,814/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,605 · Scale 2, in force from 26 Feb 2026)