LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,809
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,296
−HK$1,511/mo
Today · 4.125%
HK$50,807
baseline
▲ 0.50% · 4.625%
HK$53,898
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,614/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,613
−HK$1,448/mo
Today · 4.125%
HK$56,061
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,122/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,371
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,155
−HK$1,813/mo
Today · 4.125%
HK$60,968
baseline
▲ 0.50% · 4.625%
HK$64,678
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,936/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,824
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,536
−HK$1,737/mo
Today · 4.125%
HK$67,273
baseline
▲ 0.50% · 4.625%
HK$70,819
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,546/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,933
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,015
−HK$2,115/mo
Today · 4.125%
HK$71,130
baseline
▲ 0.50% · 4.625%
HK$75,458
+HK$4,328/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,260/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,462
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,459
−HK$2,026/mo
Today · 4.125%
HK$78,485
baseline
▲ 0.50% · 4.625%
HK$82,622
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,970/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,056
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,733
−HK$2,720/mo
Today · 4.125%
HK$91,453
baseline
▲ 0.50% · 4.625%
HK$97,017
+HK$5,564/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,906/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,737
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$98,304
−HK$2,605/mo
Today · 4.125%
HK$100,909
baseline
▲ 0.50% · 4.625%
HK$106,228
+HK$5,319/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,818/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,649 · Scale 2, in force from 26 Feb 2026)