LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,810
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,297
−HK$1,511/mo
Today · 4.125%
HK$50,808
baseline
▲ 0.50% · 4.625%
HK$53,900
+HK$3,092/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,616/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,188
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,615
−HK$1,447/mo
Today · 4.125%
HK$56,062
baseline
▲ 0.50% · 4.625%
HK$59,017
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,124/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,372
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,157
−HK$1,813/mo
Today · 4.125%
HK$60,970
baseline
▲ 0.50% · 4.625%
HK$64,680
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,940/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,538
−HK$1,736/mo
Today · 4.125%
HK$67,274
baseline
▲ 0.50% · 4.625%
HK$70,821
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,548/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,934
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,016
−HK$2,116/mo
Today · 4.125%
HK$71,132
baseline
▲ 0.50% · 4.625%
HK$75,460
+HK$4,328/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,264/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,464
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,461
−HK$2,026/mo
Today · 4.125%
HK$78,487
baseline
▲ 0.50% · 4.625%
HK$82,624
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,974/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,058
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,735
−HK$2,720/mo
Today · 4.125%
HK$91,455
baseline
▲ 0.50% · 4.625%
HK$97,020
+HK$5,565/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,910/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,739
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,307
−HK$2,605/mo
Today · 4.125%
HK$100,912
baseline
▲ 0.50% · 4.625%
HK$106,231
+HK$5,319/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,824/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,704 · Scale 2, in force from 26 Feb 2026)