LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,811
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,298
−HK$1,511/mo
Today · 4.125%
HK$50,809
baseline
▲ 0.50% · 4.625%
HK$53,901
+HK$3,092/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,618/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,189
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,616
−HK$1,447/mo
Today · 4.125%
HK$56,063
baseline
▲ 0.50% · 4.625%
HK$59,018
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,126/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,373
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,158
−HK$1,813/mo
Today · 4.125%
HK$60,971
baseline
▲ 0.50% · 4.625%
HK$64,681
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,942/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,827
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,539
−HK$1,736/mo
Today · 4.125%
HK$67,275
baseline
▲ 0.50% · 4.625%
HK$70,821
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,550/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,935
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,017
−HK$2,116/mo
Today · 4.125%
HK$71,133
baseline
▲ 0.50% · 4.625%
HK$75,461
+HK$4,328/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,266/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,465
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,462
−HK$2,026/mo
Today · 4.125%
HK$78,488
baseline
▲ 0.50% · 4.625%
HK$82,625
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,976/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,060
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$88,737
−HK$2,719/mo
Today · 4.125%
HK$91,456
baseline
▲ 0.50% · 4.625%
HK$97,021
+HK$5,565/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,912/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,740
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,308
−HK$2,605/mo
Today · 4.125%
HK$100,913
baseline
▲ 0.50% · 4.625%
HK$106,232
+HK$5,319/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,826/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,733 · Scale 2, in force from 26 Feb 2026)