LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,813
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,300
−HK$1,511/mo
Today · 4.125%
HK$50,811
baseline
▲ 0.50% · 4.625%
HK$53,903
+HK$3,092/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,622/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,191
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,618
−HK$1,447/mo
Today · 4.125%
HK$56,065
baseline
▲ 0.50% · 4.625%
HK$59,020
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,130/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,375
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,160
−HK$1,813/mo
Today · 4.125%
HK$60,973
baseline
▲ 0.50% · 4.625%
HK$64,683
+HK$3,710/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,946/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,829
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,541
−HK$1,737/mo
Today · 4.125%
HK$67,278
baseline
▲ 0.50% · 4.625%
HK$70,824
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,556/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,938
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$69,020
−HK$2,115/mo
Today · 4.125%
HK$71,135
baseline
▲ 0.50% · 4.625%
HK$75,464
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,270/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,467
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,465
−HK$2,026/mo
Today · 4.125%
HK$78,491
baseline
▲ 0.50% · 4.625%
HK$82,628
+HK$4,137/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,982/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,063
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,740
−HK$2,720/mo
Today · 4.125%
HK$91,460
baseline
▲ 0.50% · 4.625%
HK$97,025
+HK$5,565/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,920/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,744
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,312
−HK$2,605/mo
Today · 4.125%
HK$100,917
baseline
▲ 0.50% · 4.625%
HK$106,236
+HK$5,319/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,834/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,809 · Scale 2, in force from 26 Feb 2026)