LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,816
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,303
−HK$1,512/mo
Today · 4.125%
HK$50,815
baseline
▲ 0.50% · 4.625%
HK$53,906
+HK$3,091/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$101,630/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,195
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,621
−HK$1,448/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,024
+HK$2,955/mo
Deposit HK$10.48M · loan HK$10.48M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,379
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,164
−HK$1,813/mo
Today · 4.125%
HK$60,977
baseline
▲ 0.50% · 4.625%
HK$64,688
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,954/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,834
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,546
−HK$1,737/mo
Today · 4.125%
HK$67,283
baseline
▲ 0.50% · 4.625%
HK$70,829
+HK$3,546/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,566/mo (50% DSR)
Upfront cash ≈ HK$9.23M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,942
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,025
−HK$2,115/mo
Today · 4.125%
HK$71,140
baseline
▲ 0.50% · 4.625%
HK$75,469
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,280/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,473
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$76,470
−HK$2,026/mo
Today · 4.125%
HK$78,496
baseline
▲ 0.50% · 4.625%
HK$82,634
+HK$4,138/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$156,992/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,069
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$88,746
−HK$2,720/mo
Today · 4.125%
HK$91,466
baseline
▲ 0.50% · 4.625%
HK$97,032
+HK$5,566/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,932/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,751
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,319
−HK$2,605/mo
Today · 4.125%
HK$100,924
baseline
▲ 0.50% · 4.625%
HK$106,244
+HK$5,320/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,848/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$846,958 · Scale 2, in force from 26 Feb 2026)