LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,818
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,511/mo
Today · 4.125%
HK$50,817
baseline
▲ 0.50% · 4.625%
HK$53,909
+HK$3,092/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,634/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,197
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,624
−HK$1,447/mo
Today · 4.125%
HK$56,071
baseline
▲ 0.50% · 4.625%
HK$59,027
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,142/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,382
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,167
−HK$1,813/mo
Today · 4.125%
HK$60,980
baseline
▲ 0.50% · 4.625%
HK$64,691
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,960/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,837
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,549
−HK$1,737/mo
Today · 4.125%
HK$67,286
baseline
▲ 0.50% · 4.625%
HK$70,833
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,572/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,946
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,028
−HK$2,116/mo
Today · 4.125%
HK$71,144
baseline
▲ 0.50% · 4.625%
HK$75,473
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,288/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,476
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,474
−HK$2,026/mo
Today · 4.125%
HK$78,500
baseline
▲ 0.50% · 4.625%
HK$82,638
+HK$4,138/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,000/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,073
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$88,750
−HK$2,721/mo
Today · 4.125%
HK$91,471
baseline
▲ 0.50% · 4.625%
HK$97,036
+HK$5,565/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,942/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,755
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,323
−HK$2,606/mo
Today · 4.125%
HK$100,929
baseline
▲ 0.50% · 4.625%
HK$106,249
+HK$5,320/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,858/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,059 · Scale 2, in force from 26 Feb 2026)