LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,819
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,512/mo
Today · 4.125%
HK$50,818
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$3,092/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,636/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,198
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,447/mo
Today · 4.125%
HK$56,072
baseline
▲ 0.50% · 4.625%
HK$59,028
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,144/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,383
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,168
−HK$1,813/mo
Today · 4.125%
HK$60,981
baseline
▲ 0.50% · 4.625%
HK$64,692
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,962/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,838
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,550
−HK$1,737/mo
Today · 4.125%
HK$67,287
baseline
▲ 0.50% · 4.625%
HK$70,834
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,574/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,947
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,029
−HK$2,116/mo
Today · 4.125%
HK$71,145
baseline
▲ 0.50% · 4.625%
HK$75,474
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,290/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,477
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,475
−HK$2,026/mo
Today · 4.125%
HK$78,501
baseline
▲ 0.50% · 4.625%
HK$82,639
+HK$4,138/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,002/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,074
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$88,752
−HK$2,720/mo
Today · 4.125%
HK$91,472
baseline
▲ 0.50% · 4.625%
HK$97,038
+HK$5,566/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,944/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,757
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$98,325
−HK$2,605/mo
Today · 4.125%
HK$100,930
baseline
▲ 0.50% · 4.625%
HK$106,250
+HK$5,320/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,860/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,090 · Scale 2, in force from 26 Feb 2026)