LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,822
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,512/mo
Today · 4.125%
HK$50,821
baseline
▲ 0.50% · 4.625%
HK$53,913
+HK$3,092/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,642/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,201
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,448/mo
Today · 4.125%
HK$56,076
baseline
▲ 0.50% · 4.625%
HK$59,032
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,152/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,386
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,171
−HK$1,814/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,696
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,842
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,554
−HK$1,737/mo
Today · 4.125%
HK$67,291
baseline
▲ 0.50% · 4.625%
HK$70,838
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,582/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,951
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,033
−HK$2,116/mo
Today · 4.125%
HK$71,149
baseline
▲ 0.50% · 4.625%
HK$75,478
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,298/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,482
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,479
−HK$2,027/mo
Today · 4.125%
HK$78,506
baseline
▲ 0.50% · 4.625%
HK$82,644
+HK$4,138/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,012/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,079
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$88,757
−HK$2,720/mo
Today · 4.125%
HK$91,477
baseline
▲ 0.50% · 4.625%
HK$97,044
+HK$5,567/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$182,954/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,762
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,331
−HK$2,605/mo
Today · 4.125%
HK$100,936
baseline
▲ 0.50% · 4.625%
HK$106,257
+HK$5,321/mo
Deposit HK$2.10M · loan HK$18.87M · min. income ≈ HK$201,872/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,216 · Scale 2, in force from 26 Feb 2026)