LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,824
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,312
−HK$1,511/mo
Today · 4.125%
HK$50,823
baseline
▲ 0.50% · 4.625%
HK$53,916
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,646/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,204
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,631
−HK$1,447/mo
Today · 4.125%
HK$56,078
baseline
▲ 0.50% · 4.625%
HK$59,034
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,156/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,389
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,174
−HK$1,814/mo
Today · 4.125%
HK$60,988
baseline
▲ 0.50% · 4.625%
HK$64,699
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,976/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,845
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$65,557
−HK$1,737/mo
Today · 4.125%
HK$67,294
baseline
▲ 0.50% · 4.625%
HK$70,841
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,588/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,954
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$69,036
−HK$2,116/mo
Today · 4.125%
HK$71,152
baseline
▲ 0.50% · 4.625%
HK$75,482
+HK$4,330/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,304/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,485
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,483
−HK$2,027/mo
Today · 4.125%
HK$78,510
baseline
▲ 0.50% · 4.625%
HK$82,648
+HK$4,138/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,020/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,083
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,761
−HK$2,721/mo
Today · 4.125%
HK$91,482
baseline
▲ 0.50% · 4.625%
HK$97,048
+HK$5,566/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$182,964/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,767
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,335
−HK$2,606/mo
Today · 4.125%
HK$100,941
baseline
▲ 0.50% · 4.625%
HK$106,262
+HK$5,321/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,882/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,315 · Scale 2, in force from 26 Feb 2026)