LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,827
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,511/mo
Today · 4.125%
HK$50,826
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,652/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,207
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,448/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$11.33M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,392
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,178
−HK$1,813/mo
Today · 4.125%
HK$60,991
baseline
▲ 0.50% · 4.625%
HK$64,703
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$121,982/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,848
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,561
−HK$1,737/mo
Today · 4.125%
HK$67,298
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$3,547/mo
Deposit HK$8.39M · loan HK$12.58M · min. income ≈ HK$134,596/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,958
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,040
−HK$2,117/mo
Today · 4.125%
HK$71,157
baseline
▲ 0.50% · 4.625%
HK$75,486
+HK$4,329/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,314/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,490
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,488
−HK$2,026/mo
Today · 4.125%
HK$78,514
baseline
▲ 0.50% · 4.625%
HK$82,653
+HK$4,139/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,028/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,088
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,766
−HK$2,721/mo
Today · 4.125%
HK$91,487
baseline
▲ 0.50% · 4.625%
HK$97,054
+HK$5,567/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$182,974/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,773
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$98,341
−HK$2,606/mo
Today · 4.125%
HK$100,947
baseline
▲ 0.50% · 4.625%
HK$106,268
+HK$5,321/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,894/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$847,437 · Scale 2, in force from 26 Feb 2026)