LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,831
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,319
−HK$1,512/mo
Today · 4.125%
HK$50,831
baseline
▲ 0.50% · 4.625%
HK$53,924
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,662/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,212
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,639
−HK$1,448/mo
Today · 4.125%
HK$56,087
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,174/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,398
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,183
−HK$1,814/mo
Today · 4.125%
HK$60,997
baseline
▲ 0.50% · 4.625%
HK$64,708
+HK$3,711/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$121,994/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,854
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,567
−HK$1,737/mo
Today · 4.125%
HK$67,304
baseline
▲ 0.50% · 4.625%
HK$70,852
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,608/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,964
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,047
−HK$2,116/mo
Today · 4.125%
HK$71,163
baseline
▲ 0.50% · 4.625%
HK$75,493
+HK$4,330/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,326/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,497
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,495
−HK$2,026/mo
Today · 4.125%
HK$78,521
baseline
▲ 0.50% · 4.625%
HK$82,660
+HK$4,139/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,042/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,096
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,774
−HK$2,721/mo
Today · 4.125%
HK$91,495
baseline
▲ 0.50% · 4.625%
HK$97,063
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$182,990/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,781
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,350
−HK$2,606/mo
Today · 4.125%
HK$100,956
baseline
▲ 0.50% · 4.625%
HK$106,278
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,912/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,629 · Scale 2, in force from 26 Feb 2026)