LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,833
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,321
−HK$1,512/mo
Today · 4.125%
HK$50,833
baseline
▲ 0.50% · 4.625%
HK$53,926
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,666/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,214
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,641
−HK$1,448/mo
Today · 4.125%
HK$56,089
baseline
▲ 0.50% · 4.625%
HK$59,045
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,178/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,400
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,185
−HK$1,814/mo
Today · 4.125%
HK$60,999
baseline
▲ 0.50% · 4.625%
HK$64,711
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$121,998/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,857
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,569
−HK$1,738/mo
Today · 4.125%
HK$67,307
baseline
▲ 0.50% · 4.625%
HK$70,855
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,614/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,966
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,049
−HK$2,117/mo
Today · 4.125%
HK$71,166
baseline
▲ 0.50% · 4.625%
HK$75,496
+HK$4,330/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,332/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,500
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$76,498
−HK$2,026/mo
Today · 4.125%
HK$78,524
baseline
▲ 0.50% · 4.625%
HK$82,664
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,048/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,100
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$88,778
−HK$2,721/mo
Today · 4.125%
HK$91,499
baseline
▲ 0.50% · 4.625%
HK$97,066
+HK$5,567/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$182,998/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,785
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,354
−HK$2,606/mo
Today · 4.125%
HK$100,960
baseline
▲ 0.50% · 4.625%
HK$106,282
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,920/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,711 · Scale 2, in force from 26 Feb 2026)