LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,834
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,322
−HK$1,512/mo
Today · 4.125%
HK$50,834
baseline
▲ 0.50% · 4.625%
HK$53,927
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,668/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,215
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,448/mo
Today · 4.125%
HK$56,090
baseline
▲ 0.50% · 4.625%
HK$59,046
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,180/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,401
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,186
−HK$1,814/mo
Today · 4.125%
HK$61,000
baseline
▲ 0.50% · 4.625%
HK$64,712
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,000/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,858
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,570
−HK$1,738/mo
Today · 4.125%
HK$67,308
baseline
▲ 0.50% · 4.625%
HK$70,856
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,616/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,968
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,051
−HK$2,116/mo
Today · 4.125%
HK$71,167
baseline
▲ 0.50% · 4.625%
HK$75,497
+HK$4,330/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,334/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,501
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,499
−HK$2,027/mo
Today · 4.125%
HK$78,526
baseline
▲ 0.50% · 4.625%
HK$82,665
+HK$4,139/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,052/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,101
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,779
−HK$2,722/mo
Today · 4.125%
HK$91,501
baseline
▲ 0.50% · 4.625%
HK$97,068
+HK$5,567/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,002/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,787
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,356
−HK$2,606/mo
Today · 4.125%
HK$100,962
baseline
▲ 0.50% · 4.625%
HK$106,284
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,924/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,747 · Scale 2, in force from 26 Feb 2026)