LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,836
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,324
−HK$1,512/mo
Today · 4.125%
HK$50,836
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,672/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,448/mo
Today · 4.125%
HK$56,093
baseline
▲ 0.50% · 4.625%
HK$59,049
+HK$2,956/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,186/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,403
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,189
−HK$1,814/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,715
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,861
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,574
−HK$1,737/mo
Today · 4.125%
HK$67,311
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,622/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,971
−HK$4,199/mo
▼ 0.25% · 3.875%
HK$69,054
−HK$2,116/mo
Today · 4.125%
HK$71,170
baseline
▲ 0.50% · 4.625%
HK$75,501
+HK$4,331/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$142,340/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,504
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,502
−HK$2,028/mo
Today · 4.125%
HK$78,530
baseline
▲ 0.50% · 4.625%
HK$82,669
+HK$4,139/mo
Deposit HK$6.29M · loan HK$14.68M · min. income ≈ HK$157,060/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,105
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,784
−HK$2,721/mo
Today · 4.125%
HK$91,505
baseline
▲ 0.50% · 4.625%
HK$97,073
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,010/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,791
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,360
−HK$2,607/mo
Today · 4.125%
HK$100,967
baseline
▲ 0.50% · 4.625%
HK$106,289
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,934/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,845 · Scale 2, in force from 26 Feb 2026)