LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,838
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,326
−HK$1,512/mo
Today · 4.125%
HK$50,838
baseline
▲ 0.50% · 4.625%
HK$53,931
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,676/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,219
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,647
−HK$1,447/mo
Today · 4.125%
HK$56,094
baseline
▲ 0.50% · 4.625%
HK$59,051
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,188/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,406
−HK$3,599/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,814/mo
Today · 4.125%
HK$61,005
baseline
▲ 0.50% · 4.625%
HK$64,717
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,010/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,863
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,576
−HK$1,737/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$70,862
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,626/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,973
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,056
−HK$2,117/mo
Today · 4.125%
HK$71,173
baseline
▲ 0.50% · 4.625%
HK$75,504
+HK$4,331/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,346/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,507
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,505
−HK$2,027/mo
Today · 4.125%
HK$78,532
baseline
▲ 0.50% · 4.625%
HK$82,672
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,064/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,108
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,787
−HK$2,721/mo
Today · 4.125%
HK$91,508
baseline
▲ 0.50% · 4.625%
HK$97,076
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,016/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,795
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$98,364
−HK$2,606/mo
Today · 4.125%
HK$100,970
baseline
▲ 0.50% · 4.625%
HK$106,292
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,940/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,919 · Scale 2, in force from 26 Feb 2026)