LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,839
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,327
−HK$1,512/mo
Today · 4.125%
HK$50,839
baseline
▲ 0.50% · 4.625%
HK$53,932
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,678/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,221
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,648
−HK$1,448/mo
Today · 4.125%
HK$56,096
baseline
▲ 0.50% · 4.625%
HK$59,053
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,192/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,407
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,193
−HK$1,814/mo
Today · 4.125%
HK$61,007
baseline
▲ 0.50% · 4.625%
HK$64,719
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,014/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,865
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,577
−HK$1,738/mo
Today · 4.125%
HK$67,315
baseline
▲ 0.50% · 4.625%
HK$70,863
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,630/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,975
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,058
−HK$2,117/mo
Today · 4.125%
HK$71,175
baseline
▲ 0.50% · 4.625%
HK$75,505
+HK$4,330/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,350/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,509
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,507
−HK$2,027/mo
Today · 4.125%
HK$78,534
baseline
▲ 0.50% · 4.625%
HK$82,674
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,068/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,110
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,789
−HK$2,721/mo
Today · 4.125%
HK$91,510
baseline
▲ 0.50% · 4.625%
HK$97,078
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,020/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,797
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,366
−HK$2,607/mo
Today · 4.125%
HK$100,973
baseline
▲ 0.50% · 4.625%
HK$106,295
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,946/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$847,970 · Scale 2, in force from 26 Feb 2026)