LTV · monthly repayment
▼ 0.50% · 3.625%
HK$478,406
−HK$30,001/mo
▼ 0.25% · 3.875%
HK$493,288
−HK$15,119/mo
Today · 4.125%
HK$508,407
baseline
▲ 0.50% · 4.625%
HK$539,342
+HK$30,935/mo
Deposit HK$104.90M · loan HK$104.90M · min. income ≈ HK$1,016,814/mo (50% DSR)
Upfront cash ≈ HK$118.54M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$532,222
−HK$28,755/mo
▼ 0.25% · 3.875%
HK$546,496
−HK$14,481/mo
Today · 4.125%
HK$560,977
baseline
▲ 0.50% · 4.625%
HK$590,547
+HK$29,570/mo
Deposit HK$104.90M · loan HK$104.90M · min. income ≈ HK$1,121,954/mo (50% DSR)
Upfront cash ≈ HK$118.54M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$574,088
−HK$36,000/mo
▼ 0.25% · 3.875%
HK$591,945
−HK$18,143/mo
Today · 4.125%
HK$610,088
baseline
▲ 0.50% · 4.625%
HK$647,210
+HK$37,122/mo
Deposit HK$83.92M · loan HK$125.88M · min. income ≈ HK$1,220,176/mo (50% DSR)
Upfront cash ≈ HK$97.56M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$638,667
−HK$34,505/mo
▼ 0.25% · 3.875%
HK$655,796
−HK$17,376/mo
Today · 4.125%
HK$673,172
baseline
▲ 0.50% · 4.625%
HK$708,656
+HK$35,484/mo
Deposit HK$83.92M · loan HK$125.88M · min. income ≈ HK$1,346,344/mo (50% DSR)
Upfront cash ≈ HK$97.56M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$669,769
−HK$42,000/mo
▼ 0.25% · 3.875%
HK$690,603
−HK$21,166/mo
Today · 4.125%
HK$711,769
baseline
▲ 0.50% · 4.625%
HK$755,079
+HK$43,310/mo
Deposit HK$62.94M · loan HK$146.86M · min. income ≈ HK$1,423,538/mo (50% DSR)
Upfront cash ≈ HK$76.58M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$745,111
−HK$40,256/mo
▼ 0.25% · 3.875%
HK$765,095
−HK$20,272/mo
Today · 4.125%
HK$785,367
baseline
▲ 0.50% · 4.625%
HK$826,765
+HK$41,398/mo
Deposit HK$62.94M · loan HK$146.86M · min. income ≈ HK$1,570,734/mo (50% DSR)
Upfront cash ≈ HK$76.58M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$861,132
−HK$54,000/mo
▼ 0.25% · 3.875%
HK$887,918
−HK$27,214/mo
Today · 4.125%
HK$915,132
baseline
▲ 0.50% · 4.625%
HK$970,816
+HK$55,684/mo
Deposit HK$20.98M · loan HK$188.82M · min. income ≈ HK$1,830,264/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$958,000
−HK$51,758/mo
▼ 0.25% · 3.875%
HK$983,693
−HK$26,065/mo
Today · 4.125%
HK$1,009,758
baseline
▲ 0.50% · 4.625%
HK$1,062,984
+HK$53,226/mo
Deposit HK$20.98M · loan HK$188.82M · min. income ≈ HK$2,019,516/mo (50% DSR)
Upfront cash ≈ HK$34.62M (deposit + AVD stamp duty HK$13,637,246 · Scale 2, in force from 26 Feb 2026)