LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,841
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,329
−HK$1,512/mo
Today · 4.125%
HK$50,841
baseline
▲ 0.50% · 4.625%
HK$53,934
+HK$3,093/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,682/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,222
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,650
−HK$1,448/mo
Today · 4.125%
HK$56,098
baseline
▲ 0.50% · 4.625%
HK$59,055
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,196/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,409
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,195
−HK$1,814/mo
Today · 4.125%
HK$61,009
baseline
▲ 0.50% · 4.625%
HK$64,721
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,018/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,867
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,580
−HK$1,738/mo
Today · 4.125%
HK$67,318
baseline
▲ 0.50% · 4.625%
HK$70,866
+HK$3,548/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,636/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,977
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,061
−HK$2,116/mo
Today · 4.125%
HK$71,177
baseline
▲ 0.50% · 4.625%
HK$75,508
+HK$4,331/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,354/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,511
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,510
−HK$2,027/mo
Today · 4.125%
HK$78,537
baseline
▲ 0.50% · 4.625%
HK$82,677
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,074/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,114
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,792
−HK$2,722/mo
Today · 4.125%
HK$91,514
baseline
▲ 0.50% · 4.625%
HK$97,082
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,028/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,800
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,370
−HK$2,606/mo
Today · 4.125%
HK$100,976
baseline
▲ 0.50% · 4.625%
HK$106,299
+HK$5,323/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,952/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,048 · Scale 2, in force from 26 Feb 2026)