LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,842
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,330
−HK$1,512/mo
Today · 4.125%
HK$50,842
baseline
▲ 0.50% · 4.625%
HK$53,936
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,684/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,224
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,651
−HK$1,448/mo
Today · 4.125%
HK$56,099
baseline
▲ 0.50% · 4.625%
HK$59,056
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,198/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,410
−HK$3,600/mo
▼ 0.25% · 3.875%
HK$59,196
−HK$1,814/mo
Today · 4.125%
HK$61,010
baseline
▲ 0.50% · 4.625%
HK$64,723
+HK$3,713/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,020/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$65,581
−HK$1,738/mo
Today · 4.125%
HK$67,319
baseline
▲ 0.50% · 4.625%
HK$70,868
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,638/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,979
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,062
−HK$2,117/mo
Today · 4.125%
HK$71,179
baseline
▲ 0.50% · 4.625%
HK$75,510
+HK$4,331/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,358/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,513
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$76,512
−HK$2,027/mo
Today · 4.125%
HK$78,539
baseline
▲ 0.50% · 4.625%
HK$82,679
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,078/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,116
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,794
−HK$2,722/mo
Today · 4.125%
HK$91,516
baseline
▲ 0.50% · 4.625%
HK$97,084
+HK$5,568/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,032/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,803
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$98,372
−HK$2,607/mo
Today · 4.125%
HK$100,979
baseline
▲ 0.50% · 4.625%
HK$106,301
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,958/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,096 · Scale 2, in force from 26 Feb 2026)