LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,843
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,331
−HK$1,512/mo
Today · 4.125%
HK$50,843
baseline
▲ 0.50% · 4.625%
HK$53,937
+HK$3,094/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$101,686/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,225
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,652
−HK$1,448/mo
Today · 4.125%
HK$56,100
baseline
▲ 0.50% · 4.625%
HK$59,057
+HK$2,957/mo
Deposit HK$10.49M · loan HK$10.49M · min. income ≈ HK$112,200/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,411
−HK$3,601/mo
▼ 0.25% · 3.875%
HK$59,197
−HK$1,815/mo
Today · 4.125%
HK$61,012
baseline
▲ 0.50% · 4.625%
HK$64,724
+HK$3,712/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$122,024/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$65,583
−HK$1,737/mo
Today · 4.125%
HK$67,320
baseline
▲ 0.50% · 4.625%
HK$70,869
+HK$3,549/mo
Deposit HK$8.39M · loan HK$12.59M · min. income ≈ HK$134,640/mo (50% DSR)
Upfront cash ≈ HK$9.24M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,980
−HK$4,200/mo
▼ 0.25% · 3.875%
HK$69,063
−HK$2,117/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$75,511
+HK$4,331/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,515
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$76,513
−HK$2,027/mo
Today · 4.125%
HK$78,540
baseline
▲ 0.50% · 4.625%
HK$82,680
+HK$4,140/mo
Deposit HK$6.29M · loan HK$14.69M · min. income ≈ HK$157,080/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,117
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$88,796
−HK$2,721/mo
Today · 4.125%
HK$91,517
baseline
▲ 0.50% · 4.625%
HK$97,086
+HK$5,569/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$183,034/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,804
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$98,374
−HK$2,607/mo
Today · 4.125%
HK$100,981
baseline
▲ 0.50% · 4.625%
HK$106,303
+HK$5,322/mo
Deposit HK$2.10M · loan HK$18.88M · min. income ≈ HK$201,962/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$848,136 · Scale 2, in force from 26 Feb 2026)